This is a Medical policy which will protect the Individual from meeting the Medical expenses araising due to an Accident or Sickness.
Depending on the requirement the policy can be customised with a few extensions.
The Claim settlement will be handled by well-reputed Independent Third party administrator/ Insurer's In house administrator, to ensure your claims are processed in a timely and seamless manner.
The cover offers Local, Regional as well as Global coverage connecting you with all the leading Hospitals, Clinics, Pharmacies and Laboratories from Within and Outside Oman.
The comprehensive plans include:
- Worldwide emergency and elective coverage
- Regional direct billing facilities
- Increased annual policy limits
- Suite accommodation at hospitals
- Nil deductibles on medication with no annual sub-limits
- Routine-based health check ups
- Waiver of the pre-existing and chronic illnesses waiting period
- International medical assistance
- Wellness benefits (Prostate/breast/colorectal cancer screening)
- Psychiatric treatments
- Dental & Optical coverage
- Congenital non-life threatening treatments
- Organ transplant benefits
- Cash benefits
- Ambulance cost
- Physiotherapy
- Ayurveda and Homeopathy
- Physchartic treatment subject to limits and policy terms and conditions.
- Other customised extensions
DISCLAIMER
The above is a brief information of the covers available under the Policy. Please request for a copy of the Insurer's Terms and conditions of the policy which shall be binding and considered as final basis for settlement of any dispute.