Public liability insurance is designed for professionals who interact with customers or members of the public. It protects against claims of personal injury or property damage that a third partysuffers (or claims to have suffered) as a result of your business activities
This policy covers insured individuals against the legal liability that may arise out of an act of negligence against the losses or damages to third party properties, bodily injuries or deaths and legal expenses incurred in defending the liability with the consent of the insurer.
In real terms, this means that if Someone is injured or their Property is damaged while you’re providing a service, they may take legal action against you to recover their losses. Public liability insurance is designed to help Protect your business by ensuring that if this happens, you don’t have to pay any legal or court costs. It covers incidents that occur in your workplace, as well as incidents at other locations.
DISCLAIMER
The above is a brief information of the covers available under the Policy. Please request for a copy of the Insurer's Terms and conditions of the policy which shall be binding and considered as final basis for settlement of any dispute