Pleasure Yachts

Specifically focused on pleasure and recreational crafts, boats and yachts, the variations on this type of insurance cover include: loss or damages to the Hull due to perils such as: fire, piracy, other sea perils and liabilities for collision or as well as indemnity coverage.

Loss of or Damage to your Boat : Your boat, its machinery, equipment and trailer are covered against loss or damage caused by an insured peril or theft whether at sea, moored, kept on land or whilst in transit.
 

Third Party Bodily injury and Property Damage :  Offers protection for your legal liability in the event of accidental Loss of life or injury caused to others (include the guests on board your boat) and/or damage to third party property (including wreck removal).  

Optional Covers

Uninsured boater coverage:  Will cover you or your guests for bodily injury caused by an uninsured (or unknown) owner or operator of another vessel.  

Search and rescue: Will pay for Search and Rescue expenses if assistance from public or private rescue services is required. 

Personal Effects on board your boat (including cash) : Your personal belongings are covered against loss or damage (even when the boat is left unattended) when following forcible or violent entry into the vessel.

Personal Accident : You and/or Your spouse and/or Your dependent children will be covered in case of accidental physical injury sustained from the use of the vessel resulting in, Death or disappearance at sea, permanent disability related medical expenses.  

Water Skiing (Motor Boats Only) : When participating in watersports, your legal liability to or of water skiers.

Racing : When participating in a regatta or an official race, under a comprehensive cover, we will cover up to 2/3rds of the replacement value of mast, spars, sails and rigging in the event of an accident.

DISCLAIMER

The above is a brief information of the covers available under the Policy. Please request for a copy of the Insurer's Terms and conditions of the policy which shall be binding and considered as final basis for settlement of any dispute.