This policy covers the following:

Legal Liability

This will cover you for accidental property damage belonging to a third party, or for accidental death or bodily injury to your ‘caddy’ or other persons on the golf course, while playing golf or practicing or through any defect in the golf equipment.

Personal Accident
 
Provides benefits in the event of your suffering accidental death or permanent disablement according to the scale listed in the Policy. The cover also includes pro-rata reimbursement of your
membership fees. 

Golfing Equipment

 This will cover you for accidental loss of or damage to golf clubs, golf bags and other golfing equipment including
whilst these are in transit. This also includes breakage of a golf club during play. The policy however, does not cover golf balls during play, nor self-propelled caddy cars.

Personal Effects
 
Policy covers for accidental loss or damage to other personal effects you may take with you to the golf club premises or in the locked cabinet of the golf club. This excludes money, credit cards,documents. Watches and jewellery are only covered if they are on your person or locked in the premises locker at the golf course.

DISCLAIMER

The above is a brief information of the covers available under the Policy. Please request for a copy of the Insurer's Terms and conditions of the policy which shall be binding and considered as final basis for settlement of any dispute